Everything you need to understand your protection picture — across income, health, home, business, and future. Written by underwriters, not marketers.
After 25 years designing insurance products in India, I knew what women's risk looked like from the insurer's side. What I didn't know was how invisible it was to the women carrying it.
Read article →Your employer health cover ends the day your employment does. Most women only discover this at the worst possible moment. Here's what to do before that moment arrives.
Most people assume it does. It doesn't cover a single thing that belongs to you.
Most founders have sorted one dimension of risk and left the other two to chance.
1 in 4 women report missing work during perimenopause. The cost is real, significant, and almost entirely unprotected.
A two-year career break reduces your retirement corpus by more than most women calculate.
The average Indian household contains Rs 5–15 lakh worth of contents. Almost nobody has cover for it.
A 45. A 72. A 28. Here's exactly how your score is calculated and what each band tells you.
A 20-question protection readiness assessment. Here's what it is, how it works, and whether it's for you.
Pulled in both directions. The financial and protection gaps that women in the middle carry — and rarely name.
Incubators teach you to build. Nobody teaches you what happens to your business if you can't show up.
You know your burn rate to two decimal places. Can you answer five questions about your own protection? A reality check for women running businesses.
PCOS affects up to 30% of Indian women of reproductive age. Here’s what your health policy actually says about it — and what to do about the gaps.
1 in 5 Indian women has PCOS. Thyroid disorders affect women at five to ten times the rate of men. And most standard health policies treat these as exclusions.
Most employer health cover lapses the day you resign. Here’s what that means, who it hits hardest, and what to have in place before it happens.
When you were salaried, your employer’s policy covered you from day one. The day you went independent, it stopped. Most people only realise this too late.
India recorded 13.42 lakh UPI fraud cases in FY24. Only 6% of stolen funds were recovered. Women are among the most targeted segment.
A single client dispute can cost Rs 2–10 lakh in legal fees alone — before any settlement. Less than 5% of Indian business owners have professional indemnity cover.
11,223 Indian startups closed in 2025. The reasons everyone talks about are market fit and cash flow. The reason nobody talks about is the founder herself.
Revenue stops. Fixed costs don’t. Rent, salaries, EMIs, software — they keep running whether you’re there or not.
When the person who managed the finances is suddenly gone, families don’t just face grief. They face a paperwork crisis. Nominees not updated. Accounts nobody knew about.
If you couldn’t work for three months, what would actually carry you financially? An honest look at the income gap most working women haven’t planned for.
The average Indian woman lives three years longer than the average Indian man. Women’s pensions are 25–30% lower. Most women can’t say what they’ll need.
Three women, three decisions made not out of fear — but because they wanted freedom to move. What changes when you build your safety net before life asks.
Understand your protection picture — how it works, what it means
Three articles that explain the methodology, the scoring, and why we built this for Indian women.
Uncover maps your protection picture across all six areas. Score, landscape, and specific actions — in one place.
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