AI-powered. Commission-blind.
Insurance answers, without the sales pitch.
Ask about the cover you have, compare how benefits actually work, or start with your personal risk picture. Clear answers from product information and policy wording—without a forced callback.
Free. No signup to start. We never sell your details.
Beyond Comparison
Comparison shows what is different. AVYA explains which differences matter for you.
Your budget, existing cover, family plans and health picture change what “suitable” means. Ask AVYA helps you understand the trade-offs behind the shortlist—then keeps answering the questions a table cannot.
Ask the questions nobody answers straight
It reads your actual policy
"Does my policy cover PCOS?"
Upload it and find out, including how much of the waiting period is left.
It knows what standard cover misses
"Is ₹5 lakh enough for delivery?"
Real costs by city, what your sub-limit actually pays, what's left over.
It tells you when you don't need something
"Should I buy this rider?"
Often the honest answer is no. You'll get it.
Built on 25 years of insurance product design. Not a chatbot reading brochures.
Have a policy? Or about to buy one?
Upload it — health, term, accident, home, business, anything. Find out what's actually covered, what isn't, and what's still waiting.
Start with clarity, without committing to a purchase. If you want help proceeding, AVYA can arrange a consultation with a licensed insurance professional.
Check a policy →Work out the numbers before you need them
What will having a baby actually cost?
Delivery, prenatal, newborn's first year — by city, with what your cover pays and what it doesn't.
Read the guide →How exposed are you on that board seat?
"Independent director" sounds like a shield. It's closer to a conditional defence.
Read the guide →See what could reach your money
In about five minutes, Uncover estimates how much of your savings and investments may be exposed across income, health, life, assets, liability and cyber risks — then shows what deserves attention first.
Find my Money at Risk →The questions nobody answers straight
Founded by a 25-year insurance product veteran, incubated at NSRCEL, IIM Bangalore. Read the full story →
Prefer to talk it through?
Before you ask us anything
Is Ask AVYA actually free?
Yes. No signup required to start, no payment method requested.
Will you try to sell me something?
Ask AVYA's answers and Health product matching are not driven by commission or insurer preference. If you want help buying, licensed human assistance is available—but it is never forced.
Is my data safe if I upload a policy?
Your document is read to answer your question, then discarded. Not saved to your account, not stored on a server, not used to train anything.
Do I have to buy from AVYA after asking?
Start with clarity, without committing to a purchase. If you want help proceeding, AVYA can arrange a consultation with a licensed insurance professional.
What if Ask AVYA doesn't know the answer?
It says so, rather than guessing.
Is this insurance advice?
Ask AVYA provides personalised decision support. It explains products, compares coverage and its live, commission-blind Health product matching identifies potentially suitable options using the information you share. No commission data or insurer preference decides the result. It does not guarantee eligibility or coverage — insurer underwriting, complete disclosure and the final policy wording remain decisive, and human help is available when requested or required.
You're not the only one asking
The AVYA Circle — a community of women working through the same questions, plus a live session with experts every month.
Join the AVYA Circle →