Bring protection into the journeys women already trust.
AVYA helps MFIs, NBFCs, SHG networks, healthtechs, employers, NGOs, foundations and CSR programmes embed technology-backed protection around women’s health, income, assets and livelihoods.
- AVYA-led
- Co-branded
- White-labelled
- Licensed support when required
Choose how visible AVYA should be.
AVYA-led
Your members or customers use AVYA directly, introduced through your programme.
Co-branded
AVYA and your institution appear together, with roles made clear to the customer.
White-labelled
AVYA’s journey and intelligence run inside your own experience, under your brand.
Embed a complete protection journey — not just an insurance offer.
Risk discovery
Money at Risk, the Protection Score and contextual questions make the financial consequence visible.
Explanation
Coverage, exclusions, trade-offs and what may need a non-insurance response, in plain language.
Consent
Clear, recorded consent for data use, sharing and any licensed human contact.
Enrolment
Access suitable existing products or configured programmes where a genuine need exists.
Licensed help
Route people to AVYA Saathis or another agreed licensed destination when solicitation is requested.
Servicing
Policy questions, changes and renewals handled with the context already gathered.
Claims
Documents, responsibilities and the support pathway visible before a difficult event occurs.
Outcome measurement
Understanding, unresolved gaps, service use, claims experience and resilience — not premium volume alone.
Configure AVYA around the life moment and the institution.
Women’s health journeys
Fertility, pregnancy, maternal health, cancer, peri-menopause, menopause, recovery and caregiving.
Inclusive finance journeys
Savings, credit and enterprise journeys through MFIs, NBFCs and other financial institutions.
Livelihood & SHG journeys
Income, productive assets, livestock, inventory, debt and climate exposure for members and collectives.
Workplace & CSR programmes
Move beyond awareness to practical health, income, caregiving and financial-resilience support.
The customer should always know who is doing what.
Partner
Owns the trusted customer surface and the agreed customer context.
AVYA
Supplies the configured customer journey, protection intelligence, technology and agreed operating support.
Licensed professional or entity
Undertakes solicitation and placement where requested.
Insurer or risk carrier
Underwrites, issues the policy and carries the insured risk.
Keep one governed core. Adapt the experience to the programme.
- Partner branding or white-labelled presentation.
- Risk questions, language and customer context.
- Product catalogue, benefits and supported coverage.
- Consent, disclosures, data flows and eligibility.
- Licensed human destination and escalation rules.
- Servicing, claims and reporting responsibilities.
Built where technology, protection and inclusion meet.
AVYA is backed by IIMA Ventures through the Bharat Inclusion Initiative, which is supported by the Bill & Melinda Gates Foundation and the Michael & Susan Dell Foundation.