She manages your team, your clients, her family, her parents. Who manages her risks?
Most employee benefits programmes were designed around a workforce that doesn’t exist anymore. The women on your team are carrying more than their roles — and their protection needs reflect that.
AVYA maps where your workforce is exposed and builds a programme that reflects the full picture. Not a policy brochure. A real plan.
Founded by a 25-year insurance product veteran — 500+ products designed, thousands of group health policies underwritten, IFC ILO certified Inclusivity Practitioner. Incubated at NSRCEL IIM Bangalore.
What AVYA builds
for your organisation.
Four ways to work with us. Start with one. Build from there.
We run AVYA’s Uncover assessment across your team. You get an anonymised landscape view: which risk areas are most exposed, which groups carry the highest gaps, and what your existing benefits don’t cover. Clear picture. No assumptions.
We design group protection programmes built around your workforce’s real risk profile. Not a generic policy. A curated combination of health, income, and life cover — with the non-insurance layers that most programmes miss: savings structure, emergency planning, family dependency mapping.
Half-day and full-day risk education sessions for women employees. Outcomes that stick: employees who understand what they have at work, what they’re missing personally, and exactly what to do next. No jargon. No product pitches. Just clarity. For women founders on your team, we run dedicated sessions on business and personal risk overlap.
One 45-minute call to map your workforce picture and understand what a programme could look like. We ask the questions most benefits consultants don’t. You leave with a clearer view of where your team is exposed and what to do about it. No commitment required.
How it works.
Three steps from first call to running programme. No long procurement cycles. No generic slide decks.
Your employees complete AVYA’s risk assessment. You get an anonymised view: which risk areas are most exposed, which demographics carry the highest gaps, and what your existing benefits miss. The starting point is always your workforce’s actual situation — not a product catalogue.
Based on the exposure map, we build a protection programme. This includes insurance layers (group health enhancements, income replacement, life cover) and non-insurance elements (savings structure, emergency planning, financial literacy). Everything is matched to what your workforce actually carries.
We don’t hand over a report and disappear. We run the workshops, answer employee questions, track what’s working, and review the programme annually so it stays relevant as your team grows and changes. The relationship doesn’t end at launch.
This is for you if…
AVYA helps companies understand where their women employees are exposed — not just in health, but across income, life, family responsibility, and financial resilience. We map the gaps in your existing benefits, design a programme that fills them, and run workshops that give employees the knowledge to act on what they have. The result is a workforce that feels genuinely protected, not just technically covered.
A group health policy covers hospitalisation. That’s one layer. AVYA looks at all six: health, income disruption, life cover, home and asset risk, business risk for founder-employees, and long-term financial resilience. Most group policies cover one of those. AVYA’s programmes are built to address the others — through additional insurance layers, savings structure guidance, and workshops that help employees understand what they’re missing and what to do about it.
Most wellness programmes focus on physical and mental health. They stop before money. AVYA picks up where wellness ends — we map financial risk exposure, help employees understand their protection picture, and connect what they have at work to what they may be missing personally. The two programmes don’t overlap. They stack.
AVYA works with companies from 30-person teams to enterprise HR functions. The programme scales. What doesn’t change is the approach: we start with what your workforce actually carries, not a product catalogue.
The starting point is a single conversation. One 45-minute call to understand your workforce, your existing benefits, and what a programme could look like. No commitment required. Talk to AVYA →
Want to see what your own picture looks like?
The Uncover assessment takes five minutes and maps six risk areas specific to your life.
Start Uncover — it’s free →