Livelihood & climate resilience

Protect the assets and income that keep a livelihood moving.

A flood, illness, equipment loss or business interruption can affect the same household at once. Protection must reflect how the livelihood actually works.

What a programme may need to understand

The livelihood, not just the policy.

  • Income seasonality and interruption.
  • Productive assets and replacement cost.
  • Health expenses and recovery time.
  • Weather, flood and climate triggers.
  • Credit, repayment and contractual exposure.
  • Last-mile claims and evidence realities.
Last-mile reality is part of the design

Protection has to work where people are.

The right protection must work with the data, evidence, enrolment, servicing and claims pathways available to the people it is meant to protect. Where the programme needs Climate and Disaster Risk Finance and Insurance design, Protector IQ can lead that work.

About Protector IQ

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