Explore protection

Start with the risk. Then explore protection.

Understand the financial exposure, the type of protection that could address it and the product details that matter for your situation — without insurer or commission bias.

  • Full retail suite
  • AI-led health matching
  • Licensed help for other products
Retail protection suite

The cover you need depends on the money you cannot afford to lose.

AI matching

Health & maternity

Hospitalisation, treatment, maternity, newborn care and health-related out-of-pocket exposure.

Saathi-assisted

Personal accident

Protection for accidental death, disability and specified income effects.

Saathi-assisted

Critical illness

Lump-sum or defined benefits for listed serious illnesses, including women-specific conditions where offered.

Saathi-assisted

Life

Protection for responsibilities that continue after the loss of an earning or caregiving person.

Saathi-assisted

Home & contents

Specified loss from fire, flood, storm, theft and other covered events.

Saathi-assisted

Personal cyber

Specified digital risks such as identity theft, payment fraud, cyber extortion or online liability.

Saathi-assisted

Motor & travel

Cover for vehicles, journeys and the liabilities or disruptions described in the policy.

Saathi-assisted

Women-specific covers

Maternity, reproductive health and women-specific critical illness benefits where offered.

How it works today

AI-led matching begins with health insurance.

AI-led health matching

Personalised digital matching for health insurance explains why an option appears and which trade-offs matter.

How health matching works

Licensed human assistance

For the other supported categories, a licensed AVYA Saathi helps with discovery, comparison, application and placement.

Talk to a Saathi
Catalogue commitment

Built across insurers. Updated continuously.

AVYA’s catalogue is built to include insurer products across each supported category, and it is updated continuously as products and policy wordings change. Insurer underwriting, complete disclosure and the final policy wording remain decisive.

Before you ask

Straight answers.

Can AVYA match me to products other than health insurance?

AI-led personalised matching currently begins with health insurance. For personal accident, critical illness, life, home, cyber, motor, travel and women-specific cover, a licensed AVYA Saathi can help you explore and compare options.

Does commission affect what I see?

No. Remuneration may be payable to a licensed professional when insurance is purchased, but commission and remuneration data do not enter Ask AVYA’s answers or the health matching logic.

Your question is the starting point

Ask AVYA. Understand your risk, find relevant protection and get help when it matters.

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