- AVYA Uncover is a 20-question assessment that maps your protection picture across six areas — income, life, home, health, business, and future.
- It is designed for four types of women: business owners, independent professionals, employed women, and primary caregivers.
- You receive a scored report — personalised to your life situation — within 5 minutes of completing it.
- It is an assessment tool, not an insurance product. It does not sell you anything.
Most financial tools ask about your money. AVYA Uncover asks about your life.
Not your income level. Not your net worth. Not your credit score. Your life — what happens to your income if you can't work, whether your health cover travels with you when your employment changes, whether your family could access your accounts and policies if something happened to you tomorrow.
These are not insurance questions. They are life questions. And for most women in India, nobody has asked them in one place before.
What AVYA Uncover is
AVYA Uncover is a protection readiness check. It is 20 questions — 16 for some personas, 20 for others — that take approximately 5 minutes to answer. The questions are about your actual situation: how you earn, who depends on you, what you own, what cover you have, and what you have planned for the future.
At the end, you receive a protection score between 0 and 100, a landscape showing the status of all six areas of your protection picture, and a personalised report with your specific gaps and what to do about them.
The report is emailed to you. There is no sales call unless you ask for one. There is no obligation to buy anything.
The four women it is built for
She runs her own business
Founder, small business owner, agency, practice. Questions cover business continuity, founder dependency, professional liability, and personal protection alongside business risk.
She works independently
Freelancer, consultant, coach, creator. Questions focus on income volatility, personal health cover without employer safety net, and client risk.
She works for someone
Salaried, corporate, organisational. Questions focus on what her employer covers, what it doesn't, and what happens to her cover when her employment changes.
She is the one everyone depends on
Primary caregiver, homemaker. Questions address household replacement cost, financial independence, and what happens to the people she cares for if she is unavailable.
The questions and scoring are personalised to each persona. A business owner and an employed woman answer different questions because their protection gaps are structurally different. The score reflects what is relevant to your specific situation — not a generic financial checklist.
How the assessment works — in sequence
You choose your persona
Business owner, independent, employed, or caregiver. This determines which questions you answer.
You share a little about your situation
Name, city, industry or sector. This personalises your report with industry-specific risk context and age-band relevant insights.
You answer 16–20 questions
One question at a time. Each asks about a real situation — not your policy documents. Most take less than 10 seconds to answer.
You receive your score and landscape instantly
Your score, band, personalised paragraph, and the status of all six areas — on screen, immediately.
Your full report is emailed to you
Score, landscape, top priority gap cards with specific practice actions, and a single most important action for this week.
What Uncover is not
To be clear about what this isn't:
- Not an insurance product — it does not sell you a policy or generate a quote
- Not a credit assessment — it has no relationship to creditworthiness
- Not a sales funnel — you are not handed to a call centre after completing it
- Not a generic financial health check — it is specific to protection gaps, not wealth creation
- Not a replacement for professional advice — it tells you where your gaps are, not which specific products to buy
Why it costs Rs 999
Uncover is a paid assessment. This is deliberate.
Free assessments are completed by people who don't act on them. A woman who has paid Rs 999 for her picture reads the report. She thinks about it. She is more likely to do something about the gaps it surfaces.
"I've done other financial health checks. This was the first one that asked about my actual life — and gave me something specific to do about it."
The Rs 999 also funds AVYA's ability to keep the assessment personalised and the report genuinely useful — not a generic output dressed up as personalisation. The data that comes from completed assessments helps AVYA understand where Indian women's protection gaps actually are — which informs every product and partnership decision we make.
Who should take it
If you have never mapped your protection picture — income, health, home, life, business, future — in one place, Uncover is the starting point. It tells you what you have, what's missing, and what to prioritise.
If you have taken stock before but it was more than two years ago, or your life situation has changed — new job, new business, career break, marriage, children, an ageing parent — your picture has changed. What was sorted may no longer be sorted. Uncover surfaces what's shifted.
If you already have a reasonable sense of your picture and want a second opinion — a scored, external view of where the gaps are — Uncover gives you that in five minutes, without a meeting, without a sales pitch, and without waiting for an advisor to tell you what they think you should buy.